• jj4211@lemmy.world
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    3 months ago

    I’ve been sick of him from the first moment I met an adherent. I mentioned how I like to avoid debt and pay it down early and the person said “Oh, so you listen to Dave Ramsey?” I confessed to having no idea who they were talking about, and they swore that I was being obtuse because I couldn’t have come up with “interest sucks” on my own.

  • Ironfist@sh.itjust.works
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    3 months ago

    Dave “I fire people that have sex out of wedlock” Ramsey? Who cares what that religious nut have to say?

  • InternetUser2012@midwest.social
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    3 months ago

    I’m a gen x, and I don’t want to work. I mean really, who does? Who would rather work than spend time with their family and/or see the world? I work because I have to to survive.

  • Aniki 🌱🌿@lemm.ee
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    3 months ago

    We really need to start eating the parasites that talk like this. This fucking shit stain has never worked a day in it’s pathetic little life.

    Ramsey was born in Antioch, Tennessee, to real estate developers.[2] He attended Antioch High School where he played ice hockey. At age 18, Ramsey took the real estate exam[2] and began selling property, working through college at The University of Tennessee, Knoxville,[2] where he earned a Bachelor of Science degree in Finance and Real Estate.[3]

    Daddy gave him all he’s got and yet it’s my fault my dad was a poor artist and died young?

    eat my whole asshole Ramsey

    • cybersandwich@lemmy.world
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      3 months ago

      What part of that says “got his money from his dad”?

      It says he sold property to put himself through school at age 18.

    • RaoulDook@lemmy.world
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      3 months ago

      Do you have any recipes for cooking human flesh, since you espouse cannibalism? I’m just wondering if you’re prepared to practice what you preach.

      • daltotron@lemmy.world
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        3 months ago

        I don’t think you need specific recipes for cooking human flesh, I would think any recipe used for pork would be pretty 1 to 1

  • Cold_Brew_Enema@lemmy.world
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    3 months ago

    Dave Ramsey can fuck himself. This is the same idiot that says you should give 10% of your money as tithe so that an invisible sky daddy doesn’t send you to hell to burn for eternity.

      • Pixlbabble@lemmy.world
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        3 months ago

        Daddies money? He was literally bankrupt when he had his daughter and rebuilt everything.

        • Kalysta@lemm.ee
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          3 months ago

          Do you know what bankruptcy does?

          It doesn’t mean you have nothing. It’s designed to stop your creditors and protect what you have.

          He didn’t start from scratch my dude.

  • popcap200@lemmy.ml
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    3 months ago

    I lost all respect for Ramsey when I came across a video of him saying he wouldn’t take a 0% interest million dollar loan. His opinions on finance are outrageous and dumb.

    • aidan@lemmy.world
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      3 months ago

      His whole thing is being anti-debt which is probably good for some people, but some people already have no debt

      • Linkerbaan@lemmy.world
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        3 months ago

        Debt comes with interest. If you don’t have to pay interest it’s free money.

      • stringere@leminal.space
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        3 months ago

        We could study the psychological effects of watching one’s limbs being fed into a wood chipper.

        Y’know…for science.

    • EatATaco@lemm.ee
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      3 months ago

      I’ve always made good money, and got some good advice when I started my first job to just always put aside 10% for saving, and put that into ira/401k. I’m in my 40s now and a millionaire. I still have to work and will until retirement age.

      I know I’m lucky, but you’re really barking up the wrong tree if you think simply having a million dollars makes you bad person. I’m just a saver.

    • Pixlbabble@lemmy.world
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      3 months ago

      Or you can start saving and investing when you’re young and be a millionaire when you retire. Compound interest is magic.

      • Harbinger01173430@lemmy.world
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        3 months ago

        …what’s the point of becoming a millionaire when I no longer have the same energy as I used to when I could still enjoy things?

      • surewhynotlem@lemmy.world
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        3 months ago

        This is a really cute concept. Many people don’t have an extra $5 a day. Do you know what you get when you invest $5 a day over 12 years at a 4% interest rate? It’s not a million dollars.

      • peopleproblems@lemmy.world
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        3 months ago

        Saving what, exactly? The problem is that people arent able to maintain a standard of living, meaning they can’t certainly can’t save.

        Or in simpler terms, things are becoming so expensive that they are forced to decrease their standard of living to meet their needs. This isn’t a personal finance issue.

        • Pixlbabble@lemmy.world
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          3 months ago

          Question is, was that standard of living with in their means in the first place, Americans are in 1 trillion of credit card debt. That’s insane to me, we have a spending problem that is now seemingly worse because everything is expensive.

          • bobs_monkey@lemm.ee
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            3 months ago

            When you’re already more or less locked in to a lifestyle and then hit with record inflation, not everyone is going to just cancel their lives and live like a pauper, especially families. Yes many people are grossly irresponsible with credit card debt, but that isn’t the story for everyone. You’d have to be living under a rock to not see how insanely expensive life has become in the last few years. Sure people can sell off all of their possessions and move to Nebraska, but that isn’t a reasonable solution.

            • Pixlbabble@lemmy.world
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              3 months ago

              I hear yah, personally I cancelled a bunch of streaming apps, making all my food and coffee at home and been hitting thrift stores and estate sales for things I need. I know shits expensive, my car is a 2006 and it eats gas but I’m not falling for the new car trap.

    • homura1650@lemm.ee
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      3 months ago

      Ramsey did not get rich from a $1 million loan.

      He got rich by having $1.2 million in loans. Declaring bankruptcy, then building a financial media empire that teaches people to get rich by avoiding all debt; buying his books; attending his classes; and investing with financial advisors whom his organization carefully vets to assure that their kickback checks clear.