I mean I save plenty, but there’s no way in hell I’ll ever be able to own a home without a serious bubble burst somewhere. I have a career in a skilled field that pays generally pretty good, but even a 1 bed apartment where I’m at requires a six figure income let alone a house.
Of course I’d be down to buy a studio apartment since I really don’t need that much space, but zoning laws prevent anything like that from being constructed unless I move into the city which I don’t want to do (it would just be even more expensive anyways.)
I don’t buy into the “just don’t save, treat yourself” mentality since it’s so obviously self destructive, but unless something big happens it’s unlikely that the major life milestones will ever be within my grasp. That really does put a damper on any hope for the future and makes dating and marriage seem pointless too. Can’t even afford a place of my own how am I going to support a wife and maybe kids? Assuming she doesn’t work which she would almost have to anyways.
I was hoping that in the wake of an entire generation having a fraction of the buying power of their predecessors we would see a ton of businesses collapsing and people would realize how stupid of an idea reducing earning potential and kneecapping everyone with five times the cost of education was, but unfortunately I’ve seen how poor of consumers most people are and they’ll keep these shitty businesses alive due to entitlement that they deserve to live luxuriously instead of letting them die to prove the point that we don’t have enough money to survive.
makes dating and marriage seem pointless too. Can’t even afford a place of my own how am I going to support a wife and maybe kids? Assuming she doesn’t work which she would almost have to anyways.
You should date to enjoy someone’s company (or find someone who’s company you enjoy). That’s the point. It doesn’t have to have a larger point where anything not getting you closer to marriage and kids is a waste of time.
I don’t know about the point of marriage and kids, those have pretty personal motivations, but it would be a shame to let buying a house be the gatekeeper. You can have a very happy marriage in a rented flat. You can raise lovely children without owning a house or even having a great financial outlook. Sharing expenses with a significant other who has similar values can be a huge financial boost (on the flip side, marrying the wrong person can lead to financial ruin). Like don’t have 20 kids that you can’t afford to feed, but don’t feel like you have to be wealthy to have a family, if that’s what you really want out of life.
Nothing makes me feel more like a failure then earning more than my parents did at my age and having to live with them.
Plus how many people are willing date someone living with thier mom let alone live with thier BF/GF family long term. I’ve been on dates where that is a deal breaker.
So now I need my own place to consider dating but at 2k a month rent that’s unlikely.
I mean I save plenty, but there’s no way in hell I’ll ever be able to own a home without a serious bubble burst somewhere. I have a career in a skilled field that pays generally pretty good, but even a 1 bed apartment where I’m at requires a six figure income let alone a house.
Of course I’d be down to buy a studio apartment since I really don’t need that much space, but zoning laws prevent anything like that from being constructed unless I move into the city which I don’t want to do (it would just be even more expensive anyways.)
I don’t buy into the “just don’t save, treat yourself” mentality since it’s so obviously self destructive, but unless something big happens it’s unlikely that the major life milestones will ever be within my grasp. That really does put a damper on any hope for the future and makes dating and marriage seem pointless too. Can’t even afford a place of my own how am I going to support a wife and maybe kids? Assuming she doesn’t work which she would almost have to anyways.
I was hoping that in the wake of an entire generation having a fraction of the buying power of their predecessors we would see a ton of businesses collapsing and people would realize how stupid of an idea reducing earning potential and kneecapping everyone with five times the cost of education was, but unfortunately I’ve seen how poor of consumers most people are and they’ll keep these shitty businesses alive due to entitlement that they deserve to live luxuriously instead of letting them die to prove the point that we don’t have enough money to survive.
You should date to enjoy someone’s company (or find someone who’s company you enjoy). That’s the point. It doesn’t have to have a larger point where anything not getting you closer to marriage and kids is a waste of time.
I don’t know about the point of marriage and kids, those have pretty personal motivations, but it would be a shame to let buying a house be the gatekeeper. You can have a very happy marriage in a rented flat. You can raise lovely children without owning a house or even having a great financial outlook. Sharing expenses with a significant other who has similar values can be a huge financial boost (on the flip side, marrying the wrong person can lead to financial ruin). Like don’t have 20 kids that you can’t afford to feed, but don’t feel like you have to be wealthy to have a family, if that’s what you really want out of life.
Nothing makes me feel more like a failure then earning more than my parents did at my age and having to live with them. Plus how many people are willing date someone living with thier mom let alone live with thier BF/GF family long term. I’ve been on dates where that is a deal breaker. So now I need my own place to consider dating but at 2k a month rent that’s unlikely.